Appraisal services for Staunton and Staunton City County homeowners
Check out the top seven reasons why VA homeowners call on Blue Ridge Appraisal Co., L.L.C.:
Do you own a house in or near Staunton? Do you need help deciding the price of your real estate?
We at Blue Ridge Appraisal Co., L.L.C. understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Blue Ridge Appraisal Co., L.L.C., we're qualified in helping customers just like you get rid of unneeded PMI insurance.
Challenging Staunton City county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that is declining. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Blue Ridge Appraisal Co., L.L.C. is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Blue Ridge Appraisal Co., L.L.C. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Blue Ridge Appraisal Co., L.L.C. can help with that too. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.